Bacchus Marsh
General Dentistry
Orthodontics
Cosmetic Dentistry
Laser Dentistry
Emergency Dentist
Dental Implants
Invisalign
VeneersWe Accept Most Health Funds
Magical Smiles Point Cook accepts most major health funds and offers on-the-spot HICAPS claiming services. Health fund benefits and out-of-pocket costs vary depending on the policy. Our team helps process eligible claims during your visit.
On-the-Spot HICAPS Claims
Claim your treatment directly through your health fund during your appointment. Our on-the-spot HICAPS system streamlines payments and reduces paperwork; out-of-pocket costs vary depending on your health fund policy.
Afterpay makes it easier to manage your dental treatment payments by dividing the total cost into four equal fortnightly instalments. Afterpay sets the eligibility criteria, fees, and approval standards, and there is no added interest.
- Pay for eligible dental services in four equal instalments using your Afterpay account.
- The first instalment is made at the time of treatment, with the remaining three automatically deducted every two weeks over a period of six weeks.
- Apply online or through the Afterpay app before your visit. Afterpay determines eligibility, approval, and fees (including possible late fees).
Afterpay Makes Dental Care Simple
Afterpay offers patients a convenient way to manage dental treatment costs by dividing payments into four equal instalments. It’s an accessible, interest-free option for eligible treatments, helping you plan your dental care within your budget.
- If you make your payments on time, you can pay for eligible dental treatments in four equal fortnightly instalments over six weeks, with no additional interest.
- Apply online or through the Afterpay app before your visit. Afterpay determines eligibility, approval, and fees (including possible late fees).
- Know exactly what you owe, with fixed instalments and no hidden interest charges.
- Make your first payment on the treatment day, with the remaining three deducted automatically every two weeks.
Zip Pay lets you pay for eligible minor dental treatments through weekly, fortnightly, or monthly instalments. Eligibility, approval, and fees (including any late fees) apply—see zip.co for full terms and conditions.
Zip Money offers flexible repayment options and potential interest-free periods for eligible higher-cost dental treatments, depending on your approved plan. Zip Money determines eligibility, approval, interest charges, and fees; refer to zip.co for comprehensive terms.
The National Dental Plan provides an interest-free way to manage eligible dental treatment costs through structured fortnightly repayments. Applications can be completed online or in the clinic, helping patients plan their treatment costs responsibly.
- Spread treatment costs over regular fortnightly instalments, based on your approved plan.
- You can apply online or in person for quick approval, which is subject to NDP’s criteria and eligibility requirements.
- Enjoy no additional interest when repayments are made on time. We provide transparent fee structures.
- Available for approved general, restorative, and cosmetic dental treatments, depending on eligibility and provider participation.
SuperCare: Superannuation Early Release Information
The Australian Taxation Office (ATO) may approve early release of superannuation under compassionate grounds for certain dental treatments that are clinically necessary. SuperCare is a third-party service that assists with the application process.
Early release of superannuation may have long-term financial implications for your retirement savings. The ATO assesses applications based on clinical necessity, not convenience. Consider discussing payment alternatives with our team before pursuing superannuation access.
- Eligibility generally applies where a medical or dental condition requires clinically necessary treatment, as assessed by the ATO.
- SuperCare assists with the application process but is not affiliated with the ATO.
- Processing times vary but may take around 10–15 business days, depending on ATO requirements and individual circumstances.
Treatments That May Meet ATO Criteria
- Dental implants
- Oral surgery
- Orthodontics (including early intervention for children)
- Root canal treatment
- Crowns and bridges
- Periodontal treatment for gum disease
- Treatments under general anaesthesia